
| Assure Dental℠ Terms of Service Terms And Conditions Effective March 1, 2009 ACCEPTANCE OF TERMS These Terms and Conditions ("Terms and Conditions" or "Agreement") apply to all: (a) transactions between you and Assure Dental LLC all transactions through the www.assuredentalplan.com website, including, but not limited to, your purchase of the membership based products known as Assure Dental Discount Plan (either Single, Double, or Family) and American Eyes Discount Vision Plan (Single or Family Plan) (collectively, the "Products"); and (b) your access to and use of the websites located at www. assuredentalplan.com (the "Product Websites"); and (c) your access to and use of any participating providers of Assure Dental LLC, resources, text, pictures, graphics, logos, button items, icons, images, works of authorship and other information and all revisions, modifications, and enhancements thereto (the "Content"). YOUR ORDER OF, USE OF, AND ACCESS TO, THE PRODUCTS, PRODUCT WEBSITES AND CONTENT ARE SUBJECT TO ALL TERMS AND CONDITIONS CONTAINED HEREIN AND ALL APPLICABLE LAWS AND REGULATIONS. PLEASE READ THESE TERMS AND CONDITIONS CAREFULLY. YOUR ORDER OF, ACCEPTANCE OF, USE OF, AND/OR ACCESS TO, THE PRODUCTS, PRODUCT WEBSITES AND/OR CONTENT CONSTITUTES YOUR AGREEMENT TO ABIDE BY EACH OF THE TERMS AND CONDITIONS SET FORTH HEREIN. IF YOU DO NOT AGREE WITH ANY OF THESE TERMS OR CONDITIONS, DO NOT ORDER, USE OR ACCESS ANY PRODUCT, PRODUCT WEBSITE OR CONTENT, OR ANY OF THE INFORMATION WITHIN THE PRODUCT, PRODUCT WEBSITE, OR CONTENT, DO NOT PROVIDE ANY PAYMENT EITHER VIA THIS WEBSITE, PAYPAL OR BY MAIL TO ASSURE DENTAL LLC. RECEIVED PAYMENT IS CONSIDERED AGREEMENT TO THESE TERMS. This Agreement may be updated from time to time. Online customers should check the Product Websites regularly for updates to these Terms and Conditions. Each time you order, access or use any of the Products, Product Websites, and/or Content, you signify your acceptance and agreement, without limitation or qualification, to be bound by the then current Agreement. USE OF THE PRODUCTS In consideration of your order of, access to, and/or use of any Product, Product Website, and/or Content you agree to provide true, accurate, complete and current information about yourself and any others you are enrolling, or have enrolled, in any Product, when prompted to do so by the registration and application forms or requested to do so by Assure Dental LLC. By registering, you certify that you are eighteen (18) years of age or older. If any information you provide is untrue, inaccurate or not current, or if Assure Dental LLC has reasonable grounds to suspect that such information is untrue, inaccurate or not current, Assure Dental LLC, at its sole discretion, has the right to suspend or terminate your order of, use of, and/or access to, any Product, Product Website and/or Content, and refuse all current or future orders of, use of, and/or access to, any Product, Product Website and/or Content, or suspend or terminate any portion thereof. Further, you agree that Assure Dental LLC will not be liable to you, your minor children or any third party if Assure Dental LLC suspends or terminates your order of, use of, or access to any Product, Product Websites or Content, or any portion thereof, for any reason. You understand and agree that by submitting your order you are providing "written agreement" to process charges associated with the Product to which you have registered and accept renewal of that charge 1 year from intial registration date. You understand that the annual charge will continue until you written notification is received stating you wish to cancel your registration. ANY CANCELLATION OF SUBSCRIPTION MUST BE MADE 30 DAYS PRIOR TO THE END OF THE ANNUAL TERM. ARBITRATION YOU UNDERSTAND AND AGREE THAT ALL CLAIMS, DISPUTES OR CONTROVERSIES BETWEEN YOU (OR ANY OF YOUR MINOR CHILDREN) AND ASSURE DENTAL, AND ITS PARENTS, AFFILIATES, SUBSIDIARIES OR RELATED COMPANIES, INCLUDING BUT NOT LIMITED TO TORT AND CONTRACT CLAIMS, CLAIMS BASED UPON ANY FEDERAL, STATE OR LOCAL STATUTE, LAW, ORDER, ORDINANCE OR REGULATION, AND THE ISSUE OF ARBITRABILITY, SHALL BE RESOLVED BY FINAL AND BINDING ARBITRATION AT A LOCATION DETERMINED BY THE ARBITRATOR. ANY CONTROVERSY CONCERNING WHETHER A DISPUTE IS ARBITRABLE SHALL BE DETERMINED BY THE ARBITRATOR AND NOT BY THE COURT. JUDGMENT UPON ANY AWARD RENDERED BY THE ARBITRATOR MAY BE ENTERED BY ANY STATE OR FEDERAL COURT HAVING JURISDICTION THEREOF. THIS ARBITRATION CONTRACT IS MADE PURSUANT TO A TRANSACTION IN INTERSTATE COMMERCE AND ITS INTERPRETATION, APPLICATION, ENFORCEMENT AND PROCEEDINGS HEREUNDER SHALL BE GOVERNED BY THE FEDERAL ARBITRATION ACT ("FAA"). NEITHER YOU (NOR ANY OF YOUR MINOR CHILDREN) NOR ASSURE DENTAL LLC SHALL BE ENTITLED TO JOIN OR CONSOLIDATE CLAIMS IN ARBITRATION BY OR AGAINST OTHER CONSUMERS OR ARBITRATE ANY CLAIM AS A REPRESENTATIVE OR MEMBER OF A CLASS OR IN A PRIVATE ATTORNEY GENERAL CAPACITY. THE PARTIES VOLUNTARILY AND KNOWINGLY WAIVE ANY RIGHT THEY HAVE TO A JURY TRIAL. MODIFICATION OF PRODUCTS ASSURE DENTAL LLC may, at its discretion, modify or discontinue any of the Products, Product Websites or Content, or any portion thereof, with or without notice. You agree that ASSURE DENTAL LLC will not be liable to you, your minor children or any third party for any modification or discontinuance of any of the Products, Product Websites or Content. NOTICE OF PROSECUTION Unauthorized individuals attempting to unlawfully access, manipulate, copy or destroy any areas of the Product Websites may be subject to prosecution. SECURITY MEASURES AND AUTHENTICATION ASSURE DENTAL LLC may not always be able to successfully provide Products to you. For example, for certain online Products, when the system is unable to verify your identity, you may be routed through a manual authentication process. PERSONAL INFORMATION ASSURE DENTAL LLC may use your personal information to the extent necessary to process your order and/or engage in business maintenance. REVIEW AND RECEIPT OF PRIVACY NOTICE By submitting your order, you acknowledge receipt of these Terms of Service and agree to these terms. ON-LINE REQUIREMENTS You must have an email address and a Java-compatible browser such as Netscape Navigator 6.0 or higher, Internet Explorer 5.0 or higher, or AOL 8.0 or higher and be willing to create a PayPal Username and Password to receive your Products online. NO WARRANTY BY ASSURE DENTAL LLC YOU EXPRESSLY UNDERSTAND AND AGREE THAT YOUR USE OF THE PRODUCTS, PRODUCT WEBSITES AND CONTENT IS AT YOUR SOLE RISK. ALL PRODUCTS, PRODUCT WEBSITES AND CONTENT ARE PROVIDED ON AN "AS IS" OR "AS AVAILABLE" BASIS. ASSURE DENTAL LLC AND ITS PARTICIPATING PROVIDERS EXPRESSLY DISCLAIM ALL WARRANTIES, GUARANTEES AND CONDITIONS OF ANY KIND WHETHER EXPRESS OR IMPLIED, INCLUDING BUT NOT LIMITED TO, THE IMPLIED WARRANTIES OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, TITLE OR NONINFRINGEMENT. THE INFORMATION CONTAINED IN THE PRODUCTS, PRODUCT WEBSITES, CONTENT OR OTHER MATERIALS YOU MAY RECEIVE FROM ASSURE DENTAL LLC DO NOT CONSTITUTE LEGAL, ASSURE DENTAL LLC MAKES NO WARRANTY THAT (I) THE PRODUCTS AND CONTENT ARE ACCURATE, TIMELY, UNINTERRUPTED OR ERROR-FREE; AND (II) ANY RESULTS THAT MAY BE OBTAINED FROM THE USE OF THE PRODUCTS OR CONTENT WILL BE RELIABLE. LIMITATION OF LIABILITY YOU UNDERSTAND AND AGREE THAT ASSURE DENTAL LLC WILL NOT BE LIABLE TO YOU (OR ANY OF YOUR MINOR CHILDREN) FOR ANY DIRECT, INDIRECT, INCIDENTAL, SPECIAL, CONSEQUENTIAL OR EXEMPLARY DAMAGES RESULTING FROM OR IN ANY WAY CONNECTED TO YOUR ACCESS TO, USE, OR INABILITY TO USE THE PRODUCTS, PRODUCT WEBSITES, CONTENT OR MEMBERSHIP BENEFITS, OR FROM YOUR ACCESS TO, USE OF, INABILITY TO USE, OR RELIANCE UPON ANY LINKED WEB SITE (IF APPLICABLE), EVEN IF ASSURE DENTAL LLC HAS BEEN ADVISED OF THE POSSIBILITY OF THOSE DAMAGES. SOME JURISDICTIONS EITHER DO NOT ALLOW OR PLACE RESTRICTIONS UPON THE EXCLUSION OR LIMITATION OF DAMAGES IN CERTAIN TYPES OF AGREEMENTS; FOR THESE JURISDICTIONS, THE AFOREMENTIONED LIMITATION ON LIABILITY SHALL BE TO THE MAXIMUM DEGREE PERMITTED BY APPLICABLE LAW. IF, NOTWITHSTANDING THE ABOVE, LIABILITY IS IMPOSED UPON ASSURE DENTAL LLC, THEN YOU AGREE THAT ASSURE DENTAL LLC'S TOTAL LIABILITY TO YOU (AND ANY OF YOUR MINOR CHILDREN) FOR ANY OR ALL OF YOUR LOSSES OR INJURIES (OR THOSE OF YOUR MINOR CHILDREN) FROM ASSURE DENTAL LLC'S ACTS OR OMISSIONS, REGARDLESS OF THE NATURE OF THE LEGAL OR EQUITABLE CLAIM, SHALL NOT EXCEED THE AMOUNT PAID BY YOU TO ASSURE DENTAL LLC FOR THE PRODUCT(S) YOU PURCHASE FROM ASSURE DENTAL LLC . REGISTERING FOR ANY PRODUCT To purchase any Product, you must have an address within the United States, provide a valid address, email address and agree to be bound by these Terms and Conditions. In other limited circumstances, you may need to provide a valid telephone number so that ASSURE DENTAL LLC can process your order. You must provide valid credit card information. ASSURE DENTAL LLC will then evaluate your complete registration information. Your membership in any Product provided by ASSURE DENTAL LLC is effective for the period covered by your membership fee and continues upon your payment of the annual renewal fee. Renewal fees for your membership will automatically be charged, at the then current rate, to the credit card or other billing source authorized by you, on the first day of each successive membership term, until you cancel your membership. Should you choose to discontinue your membership for any reason before expiration of the then applicable membership term for which you have paid, you may cancel your membership and terminate further billing by contacting ASSURE DENTAL LLC in writing to: Assure Dental LLC P.O. Box 505 Oakhurst, NJ 07755 or by email to: contact@assuredentalplan.com Because of the nature of this service cancellation of this service beyond 5 business days cannot be accepted. If cancellation is requested, you will be responsible for the non-discounted dental fees incurred at any participating provider during the time of membership. Any cancellation of membership beyond 5 business days cannot be accepted for the protection of the participating providers. ASSURE DENTAL LLC reserves the right to change the membership fee for any renewal term to be effective upon the renewal of your membership. BILLING The annual fee for membership will be billed immediately to the credit card or other billing source authorized by you. Automatic renewal of your membership will proceed unless written notification is received prior to renewal as stated above. ASSURE DENTAL LLC is not obligated or responsible for providing Assistance for any request based on (a) an act of fraud, deceit, collusion, dishonesty or criminal act by you or any person acting in concert with you, or by any authorized representative of you, whether acting alone or in collusion with you or others, (b) authorized charges that you have disputed based on the quality of goods or services, (c) authorized account transactions or trades that you have disputed, or are disputing, based on the execution (or non-execution) of electronic transfers, trades or other verbal or written instructions or directions, (d) losses, damages or expenses arising out of any business pursuits, (e) losses, damages or expenses that were incurred or commenced prior to the membership, or (f) theft or damages of traveler's checks, tickets of any kind, negotiable instruments, cash or its equivalent, circulating currency, passports, documents, real property, animals, living plants or consumable items, motorized vehicles of any type, watercraft, aircraft, and items intended for storage, transport, display or habitation. Reservation of Rights ASSURE DENTAL LLC, including its agents, independent contractors, assigns or other expressly authorized third party, reserves the right to make an independent investigation of the facts and circumstances related to any Assistance request, including making contact by telephone, email, US Postal Service or otherwise, any service provider or related party it deems necessary, at its sole and absolute discretion and expense, regardless of whether you provide express authorization to make such contact for purposes of verifying and assisting you with your Assistance request. ASSURE DENTAL LLC reserves the right to request that you provide corroborating evidence of the unauthorized transaction, Identity Theft or other facts related to your Assistance request, including a signed affidavit, law enforcement or governmental agency reports, receipts of expenses, insurance declaration forms, or any other corroborating evidence that we may deem necessary and reasonable. Further, ASSURE DENTAL LLC reserves the right to refuse any Assistance request or provide any Assistance in the event you fail or refuse to provide us with any requested corroborating evidence related to the Identity Theft. TRADEMARKS You acknowledge and agree that ASSURE DENTAL LLC's name, the ASSURE DENTAL Logo, Page Headers and other terms, phrases, graphics, logos, and icons are common law or registered trademarks, service marks, and/or trade dress of ASSURE DENTAL LLS (collectively "Marks"). You agree you will not use any such Content or Marks for any purpose without the appropriate prior written authorization. ASSURE DENTAL LLC Marks may not be used in connection with any product or service that is not ASSURE DENTAL LLS's, in any manner that is likely to cause confusion among customers, or in any manner that disparages or discredits ASSURE DENTAL LLC. All other trademarks, product names, or logos not owned by ASSURE DENTAL LLC that appear on this Product Website are the property of their respective owners. COPYRIGHTS All Content included on this Product Website, such as text, graphics, logos, button items, icons, images, data compilation, is the property of ASSURE DENTAL LLC or its suppliers and is protected by United States and international copyrights laws. All software used on this site is the property of ASSURE DENTAL LLC or its software suppliers and is protected by United States and international copyright laws Reproduction of such content, in whole or in part, is prohibited without prior consent. ENTIRE AGREEMENT These Terms and Conditions, the Privacy Policy, and other policies ASSURE DENTAL LLC may post constitute the entire Agreement between ASSURE DENTAL LLC and you in connection with your use of the Product Websites (if applicable), the Products, and the Content, and supersede any prior versions of the Terms and Conditions, if applicable. ASSURE DENTAL may update these Terms and Conditions from time to time by posting revised Terms and Conditions on the Product Websites, or by mailing an updated copy to the most recent address you have provided to ASSURE DENTAL LLC, without notice to you, and your subsequent use of the Products, Product Web Sites, and/or Content is governed by those new Terms and Conditions. The Terms and Conditions are effective until terminated by ASSURE DENTAL LLC. In the event of termination, the Intellectual Property, Disclaimers, and Limitations of Liability provisions set forth in these Terms and Conditions will survive. In the event of a conflict between any other notice, policy, disclaimer or other term contained in the Product Websites or otherwise, these Terms and Conditions will control. If any provision is deemed to be unlawful or unenforceable, it will not affect the validity and enforceability of the remaining provisions. The section headings are for convenience only and do not have any force or effect. |
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